Everything Your Next Vendor Should Be — And Isn't
We're striving towards a world where every qualified small business can access fair credit, and every lender can compete with efficient underwriting
One Platform. Every Advantage
We're not just a score, a workflow tool, or a decisioning OS. We transform the underwriting process end-to-end
The numbers speak for themselves
30%+ Approval Increase
Alternative data surfaces creditworthy borrowers that FICO-based models miss — that by now is a fact
01
5+ Hours to 5 Minutes
What takes a credit analyst days — pulling data, spreading financials, writing the memo — happens automatically, the moment an application comes in
02
80% Cost Reduction
Traditional manual underwriting costs $2,500 per loan. PROVIDR brings that to under $500 without sacrificing credit quality
03
Those who don’t move now won’t catch up
76% of global bank executives say AI adoption is now critical for competitive survival
The threat is here
35%
Fintechs now account for 1/3 of SME loan originations globally — Amazon, PayPal, Square are already in the SME lending market, with better tech
Banks are losing
Banks once held 45% of sub-$100K SME loans. Today that number is 9%. Lost not to better credit judgment, but to faster technology
The shift is underway
Bank AI adoption in lending tripled in just two years — and it hasn't slowed down. The institutions moving now are pulling ahead. The ones waiting are falling behind
45 to 9%
14 to 43%
Built by truly enthusiastic professionals